💰FINANCIAL GAMES💰

Learn finance through play!

MICRO TRANSACTIONS

Why Micro Transactions Don't Work with Traditional Banking

Traditional financial rails have minimum fees that make small transactions impossible. Crypto enables true micro transactions.

PAYMENT METHOD

TRANSACTION COSTS

Amount
Credit Card Fee
Total Cost
Feasible?
$0.01
$0.30
$0.31
✗ NO
$0.10
$0.30
$0.40
✗ NO
$1.00
$0.33
$1.33
✓ YES
$5.00
$0.45
$5.45
✓ YES

VISUAL COMPARISON

TRADITIONAL BANKING$0.01Transaction$0.30+Fee✗NOT FEASIBLEFee > Transaction ValueMINIMUM FEE: $0.30 + 2.9% (Credit Card)

WHY TRADITIONAL BANKING FAILS

Minimum Fees

Credit cards charge $0.30 + 2.9% per transaction. A $0.01 transaction costs $0.30+ in fees!

Bank Transfer Limits

Wire transfers have $15-25 minimum fees. Bank transfers often have minimum amounts.

Processing Delays

Traditional systems take 1-5 business days to settle, making micro transactions impractical.

No Fractional Payments

Traditional systems can't handle payments smaller than $0.01 (1 cent minimum).

REAL-WORLD USE CASES

💰 Pay-Per-Article

Read a news article for $0.10 instead of subscribing for $10/month.

🎵 Pay-Per-Stream

Pay artists $0.01 per stream instead of $9.99/month for unlimited.

⚡ Pay-Per-API-Call

Pay $0.001 per API request instead of monthly subscription tiers.

🎮 In-Game Purchases

Buy individual items for $0.05 instead of $4.99 bundles.

📱 Pay-Per-View

Watch a video for $0.25 instead of $9.99/month subscription.

🔋 Pay-Per-Energy

Charge an electric vehicle by the kilowatt-hour in real-time.