💰FINANCIAL GAMES💰

Learn finance through play!

Money Flow: Traditional vs Crypto

Watch money move through financial systems in real-time comparison

Animation Controls

Traditional Financial System

SenderBankClearingIntermediaryBankReceiver
1
Initiate Transfer
0s💰 $0
2
Bank Processing
1-2 days💰 $0-$5
3
Clearing House
1 day💰 $0
4
Intermediary Bank
1 day💰 $15-$50
5
Settlement
1-2 days💰 $0
6
Funds Arrive
Total: 3-7 days💰 Total: $15-$55

Crypto Blockchain System

SenderBlockchain Network(Decentralized)Receiver
1
Create Transaction
0s💰 <$0.01
2
Sign Transaction
<1s💰 $0
3
Submit to Network
<1s💰 <$0.01
4
Block Confirmation
~5s💰 $0
5
Funds Arrive
Total: ~5s💰 Total: <$0.01

Side-by-Side Comparison

Traditional System

Total Time: 3-7 business days
Total Fees: $15-$55
Intermediaries: 3-5 entities
Operating Hours: Business days only
Geographic Limits: May have restrictions

Crypto System

Total Time: ~5 seconds
Total Fees: <$0.01
Intermediaries: None (peer-to-peer)
Operating Hours: 24/7/365
Geographic Limits: None

Key Differences

🔄 Intermediaries

Traditional: Money passes through multiple banks, clearing houses, and intermediaries, each adding time and fees.

Crypto: Direct peer-to-peer transfer through the blockchain network. No intermediaries needed.

⏱️ Speed

Traditional: Each step takes 1-2 business days. Weekends and holidays add delays. International transfers can take a week or more.

Crypto: Transaction is confirmed in seconds. No waiting for business days or bank processing.

💰 Fees

Traditional: Multiple fees accumulate: bank fees, wire fees, currency conversion, intermediary fees. Can total $50+ for international transfers.

Crypto: Single network fee, typically less than a penny, regardless of transfer amount.

🌐 Accessibility

Traditional: Requires bank accounts, may have geographic restrictions, only works during business hours.

Crypto: Works globally, 24/7, with just an internet connection. No bank account required.